XMAS TREE – FOOD BANK SWAP
January 2-3, 2015

I was wondering for this year’s Christmas season, what can I do that helps you and also help those families who are having a tough time?
We all know we live in a great country and we also know that good people sometimes just need a little extra help. I’m proposing to dispose of your Christmas tree in exchange for a Vernon Food Bank donation. It’s really easy to participate, you don’t even need to leave your home. All you need to do is notify me on what day you would like the pick up, by email at [email protected] or on my cell 250 550 4203 and leave your Christmas tree on your front step along with a food bank donation of non perishable items.

I’m hoping that I’ll get a great response and together we can make this event a regular of the holiday season.

Merry Christmas and a Happy New Year.

Cheers!

Even at this time of year, there are always Buyers on the hunt for a home of their own. Take advantage of the drop in temperature to improve your homes marketability by enhancing its warmth and coziness.

These Three Points Can Go A Long Way To Improving Your Chances With A Buyer

1. First Impressions + Safety
Maintain your walkways; Shovel and clear your walkway and driveway to prevent potential Buyers from slipping on their way to view your home. It also speaks to your attitude about maintaining the property. Build a snowman in your front yard for humor and bring a smile to a Buyers face.

2. Clean the clutter; As always this is hugely important for your home to show well by feeling neat and spacious.

3. Make it comfortable and cozy; If you can, turn on the fireplace. Have warm lighting to bring life to your home and lighten the interior on a dark winters day. Turn up the heat to a comfortable level, making your space welcoming. We want Buyers to take their time and feel relaxed.
4. Personalize; Show your appreciation with a bowl of cookies or candies and a hand written note welcoming people to your home. Buyers often want to feel that the home has enjoyed warmth and joy before they own the home.

What Are The Benefits Of Selling In Winter?
Less Competition; Buyers have less to choose from and the spotlight on your home just got a little stronger.

Buyers Are More Motivated; There are more serious Buyers as a percentage than in the summer. Less tire kickers, less neighbors, less lookie loos, less hassle, more productive for you.

You can wait to list your home in the spring when your garden is in bloom, but then so will your competition.
Take the path less travelled and see where it leads.

SEPTEMBER MORTGAGE RATE FORECAST

With strong growth in the second quarter, but dampened by a continuing weakness in the labour market, it is anticipated that rates will rise modestly by the end of 2014.

The 5 Yr fixed is currently at 4.79% with a projected increase to 5.65% by the end of 2015.

As anyone knows, who hasn’t been living under a rock for the last five years, predicting rates beyond tomorrow is pretty subjective. With more Albertan’s and Northern BC people in town, there does seem a greater level of confidence in the local economy. There are reports of potentially over heated housing markets in Vancouver and Toronto but real estate is always local. We have not seen the activity or price gains of these markets. Out of town buyers continue to see good value in the North Okanagan. This will continue to drive the local real estate recovery.

For those buying in the Okanagan, where are they coming from?

Even though, we continue to see interest from Alberta and Vancouver and welcome the market injection, it is locals who appreciate the significant opportunity that increased sales and low mortgage rates are providing.  First time home buyers continue to be an important driver as the market and general economy recovers.  A great indicator of the recovery gaining steam has been the strong activity in the recreational market, particularly at Silver Star.
57.7% from Within OMREB Board Area  (up from 51.1% in April) ***
16.3% from Alberta (down from 20.2%)
9.7% from Lower Mainland/Vancouver Island  (same as April)
7.3% from Other Areas in BC  (down from 10.1%)
4.3% from Saskatchewan/Manitoba (down from 4.1%)
3.7% from Eastern Canada/Maritimes (up from 3.1%) ***
1.0% from Outside Canada  (down from 1.6%)
0% from NWT/Yukon (same as April)

*** Compared to April, more buyers moved from within the Board area, and Eastern Canada/Maritimes in May.  Movement from other areas stayed the same or decline

Santa Ynez Ranch

Click on the photo to view this great article.

Don’t you love this photo? It encourages us to think about the potential for the spaces in our homes to fuel creativity and awake the inner child. What about a picnic area with a great view, on your roof? A private outdoor shower lined with Greecian Blue and terracotta tiles, and surrounded by lattice and creeper? A zip line from your deck? Let’s live more in our front yards, get to know our neighbors and build real neighborhoods. Who says we have to follow the rules?
Do you have some cool ideas?